Vice-President, Investment Advisor
Toll Free: +1 (800) 668-3800
Fax: (905) 762-2301
After-Tax Returns: Why They Matter
I firmly believe that after-tax returns are the returns that matter. Taxation of your investments can have an enormous effect on the long-term growth of your investments and your income. I will employ several different strategies to ensure you aren't paying any unnecessary taxes, including:
■ Properly structuring portfolios
■ Ensuring investment management fee deductibility
■ Various other personal and corporate tax strategies
The deferral, reduction, and elimination of these taxes will have a bigger impact on a client's finances than almost any other investment decision.
Impact Of Fees
When you embrace the client's perspective, you see the real impact of commissions, fees, and taxes, and how significantly they can detract from investment results. I am skilled at minimizing these expenses. Over the years we have developed powerful tools that allow us to measure and manage costs and enhance after-tax performance. Portfolio management without these tools would be very challenging.
I am unique in many ways when it comes to fees, ranging from no-load charges and reducing the MER on mutual funds to not charging RRSP fees. Most importantly, my fee-based business model is completely transparent.
What We Do
■ Adhere to a "best in class" investment philosophy, evaluating a global landscape of information and opportunity in the context of individual client goals and tax considerations. A customized solution is constructed from a range of strategies and services.
■ Specialize in advising clients on their businesses as it pertains to their corporate structure.There are many tax issues associated with corporations and their holding companies that have to be addressed when formulating the investment portfolio and business succession plans. We have a strong network of other professionals, such as accountants, lawyers and business evaluators. We work with you to help ensure you are receiving the best possible advice available.
■ Provide comprehensive financial and estate plans that take into account your current lifestyle, your retirement, and the transfer of wealth to the next generation.
■ Accomplish our goals using an independent fee-based portfolio model dedicated to reducing risk and seeking long-term wealth appreciation.