Vice President, Investment Advisor
Toll Free: +1 (800) 561-5864
Fax: (250) 361-2270
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The Kratz Financial Group Way
"In retirement, wealth is the absence of financial worry, an income you don't outlive and a meaningful legacy to the people you love or an institution you care about. The hallmark of wealth is confidence. It doesn't matter how much money you've got; if you've got worries, you're not wealthy."
In retirement, you no longer have pay cheques to offset your spending and you no longer have as much time to offset market setbacks.