Articles

Life Insurance as an Asset Class

Permanent life insurance has always been an exceptional estate planning tool, but as Wayne Miller and Sally Murdock report, it has additional merits as an alternative asset class, specifically for those who wish to improve the return or reduce the risk of the fixed-income portion of their investment portfolio. Learn More

Preserve the Value of Your estate

The first step in estate preservation planning is determining what you'd like to achieve with your estate. Learn More

Business Insurance Planning - The Key Person

Businesses can often be at risk of being dependent on the expertise of just a few key employees, such as a manager, a leading contributor to the sales force or one who maintains crucial customer relationships. Without the implementation of a sound business plan, the death or disability of a key person could significantly impair the growth or stability of a business. Learn More

Insured Annuities

If you are looking for a low-risk, tax-efficient vehicle that will increase your income and preserve your capital for your heirs, an insured annuity may be the solution for you. Learn More

Charitable Giving using Life Insurance

Dedicating a portion of your wealth to charity is one of the noblest gestures you can make. That's because donors are the reason why charities can better our communities and our lives. Whether dedicated to researching medical cures or to helping those in need, charities and other non-profit institutions depend on benevolent individuals for funding. Learn More

Buy/Sell Agreements for Business Owners

As a business owner, ensuring the longevity of your company is an important, and often overlooked, part of your financial plan. While business partners usually believe they will be in business together well into the future, this is not always the case. There are numerous situations that can impact the success of your business which deserve serious consideration. Learn More