Three Core Planning Areas

Retirement & Estate Planning

Accumulating wealth, like any great achievement, requires creativity, skill and perseverance. To make the most of your wealth, you need a plan that will help you achieve all of your financial goals, today and in the future.

Financial and estate planning provides the opportunity to plan for your financial future and to ensure you can leave a lasting legacy that reflects your personal values With a financial and estate plan, you can establish your goals, prepare for the unexpected, and define your legacy according to your priorities.

I can work with you and a team of CIBC professionals, including a CIBC Wood Gundy Estate Planning Specialist (Financial Security Advisor in Quebec) to create an effective financial and estate plan that considers all facets of your financial circumstances. With the many tools and resources available through CIBC Wood Gundy, we can help you manage your objectives.

Protecting The Future Of Your Business

Establishing a business and making it a success is not easy. Transitioning out of that business can be even more difficult. But, the decision to retire or move away from day-to-day management is one of the most important decisions you will make. A business transition plan is the first step in securing the future of your business and ensuring that your own personal retirement goals are met.

Creating a business transition plan can be a complex and lengthy process that requires a complete understanding of what you want your retirement to look like. It requires a team of experts who will work with you to successfully implement your plan.

I can work with your other trusted advisors (lawyer, accountant, CIBC business advisor or Commercial Banking Relationship Manager) to help keep your plan on track. Together, we will guide you through the complex transition process and keep your objectives front of mind.

A proper business transition plan will help you ensure the smooth transition of your company, provide you with financial security and protect everything you have worked so hard to achieve. Whatever the goal of your business transition plan, the key is to identify your financial objectives, start planning early and use the advice of a team of experts to ensure your company will continue to be successful.

Tax Planning With Jamie Golombek

Jamie Golombek, CA, CPA, CFP, CLU, TEP, is the Managing Director, Tax and Estate Planning, with CIBC Private Wealth Management. As a member of the CIBC Retail Markets team, Jamie works closely with CIBC Wood Gundy Investment Advisors and other partners within the CIBC group of companies to support our clients and deliver integrated financial planning and advisory solutions.

Jamie is a regular columnist with the National Post, Advocis' FORUM magazine, and Advisor's Edge Report, and he is often quoted in national media as an expert on personal taxation matters. Jamie also provides CIBC with reports on various tax planning topics, including TFSAs, RESPs, and trusts and estates, as well as commentary on the federal budget.

I'd be pleased to provide you with copies of tax planning Special Reports by Jamie Golombek. You can also find links to many of Jamie's articles at www.jamiegolombek.com.