OUR PROCESS

RETIREMENT SOLUTIONS

The Popowich Karmali Advisory Group is one of Calgary's most recognized retirement transition specialists. Our unique focus allows us to take a holistic approach to wealth management by building your retirement strategy and financial assets to match your specific lifestyle goals. Our process uses this asset dedication platform to achieve and protect your desired lifestyle throughout the various stages of your life and considers healthcare, travel, business succession, estate planning and more, as well as investment strategies to meet your income and portfolio growth needs.

With a dedicated focus on clients all at the same stage of life, our practice is uniquely able to deliver a consistent, personal, and highly specialized client experience that includes comprehensive financial planning, income and tax modelling, high-quality investment portfolios and sophisticated estate planning. Our holistic process, access to an extended team of professionals, a complete array of financial products and services, and the unified strengths of CIBC allow us to review every aspect of your financial life and ensure it is consistent with your family's lifestyle goals. It also allows us to extend your financial plan beyond stocks and bonds to encompass other financial assets, such as real estate, land, closely-held businesses and insurance.

David Popowich, Faisal Karmali and Andrew Masson, the Popowich Karmali Advisory Group Investment Advisors, and their team of professionals, are committed to fostering relationships based on trust, caring, and a detailed understanding of your personal retirement goals in order to deliver investment solutions tailored to your unique needs. Ultimately, the goal of the Popowich Karmali Advisory Group is to ensure your lifestyle never retires.

Click here to find out more about the Popowich Karmali Advisory Group process.

CHARITABLE GIVING

Charitable giving can help you support an organization you believe in, while reducing your own tax liabilities and improving your overall estate plan. Whether you are looking to make a gift of cash or property — now or in the future — we can help you achieve your goals in the context of your overall estate plan.

ESTATE PLANNING

Planning for a smooth transition of your assets to family members requires a thoughtful estate plan based on your personal values and goals. Our professionals can help you navigate a wide range of issues and we can also offer guidance and advice on tax strategies and how to reduce the impact of market risks and potential family disputes —both now and when your estate is settled.

BUSINESS SUCCESSION PLANNING

If you own a business, you may be hoping that a family member will take over when you retire or you may be looking to find an independent buyer who understands your business and can continue to serve your customers. With the help of our team of experts, we can help you formulate a strategy for an effective transition.

FINANCIAL PLANNING

A financial plan can provide you and your family with the peace of mind that comes from knowing that you have not only given thought to your future, but have taken steps towards it. We have the tools and resources to guide you through the financial planning process.